Every armed forces personnel and veteran deserves financial security for their family. Mokssh Gold is free, forever — verified through SPARSH in 60 seconds.
Eligible: Active personnel · Veterans · Ex-servicemen · ECHS beneficiaries
How it works
Your SPARSH pension portal ID is your verification credential. No paperwork, no queue.
Mokssh checks with the SPARSH system in real time. Your service record confirms eligibility automatically.
Full Gold access, no payment, no expiry. As long as Mokssh exists, Defence Gold is free.
Smart Alerts
Inactivity-triggered family notification — critical for deployed personnel.
Insurance Vault — unlimited
AGIF, ESM, ECHS, LIC policies. All in one place.
Digital Will
Aadhaar eSigned will covering pension, AGIF, personal assets.
PF Connect
EPF / PPF balance, Form 20 delivery configuration.
Up to 5 family members
Spouse, children, parents — all with granular access control.
Emergency Access Cards
Scoped financial summary delivered to family when it matters most.
AI Advisor — unlimited
AGIF claim guidance, ECHS procedures, pension queries — in Hindi.
ECHS integration (coming soon)
Health coverage cards and hospital network access.
Defence Gold
We'll verify your SPARSH ID when the app launches and activate Gold immediately.
We'll verify your SPARSH ID and activate Gold access when Mokssh launches. Your family's financial security is our commitment.