The Continuum — Mokssh Mark

Your family gets everything. Automatically.

India's first family financial planner. Vault your insurance policies, PF, will and assets — automatically delivered to your family when they need it most.

₹1T+Unclaimed insurance in India
14 moAverage family search time after loss
72%Families have no record of assets
12 crTarget families we can protect

₹1 trillion is waiting. Most families never find it.

When a family member passes, the financial chaos that follows is devastating — and entirely preventable. Policies lapse. PF accounts go unclaimed. Families spend months in EPFO offices, IRDAI helplines, and court queues.

Protect your family today →
₹72,000 cr

Unclaimed amount with life insurers in India as of FY2023

Source: IRDAI Annual Report 2022-23

₹8,586 cr

Inoperative EPF accounts — PF money families never recovered

Source: EPFO Annual Report 2022-23

2 in 3

Indians die without a valid will, leaving families in legal disputes for years

Source: India Law Society, 2023

Set up once. Your family is protected forever.

01

Build your vault

Import insurance policies from DigiLocker, link your EPFO UAN, add bank details, investments. Everything in one secure place.

02

Protect your family

Add up to 5 family members with different access levels. Configure Smart Alerts with your inactivity threshold and what to share.

03

Create your will

A legally valid digital will in 10 minutes. Aadhaar eSign. Covers policies, property, investments, and personal wishes.

04

Family receives everything

When Smart Alerts triggers, your family gets a complete financial summary — policies, PF, will — with step-by-step claim guidance.

Smart Alerts — Zero competitors. Everywhere in India.

No Indian fintech offers this. Smart Alerts is an inactivity-triggered, automated financial data delivery system. If Mokssh doesn't hear from you, your family is automatically notified — with everything they need.

  • You set your threshold

    Choose 3–30 days of inactivity. You control exactly what your family receives and who receives it.

  • We check in — twice

    SMS nudge, then an IVR voice call. Press 1 to confirm you're okay and the counter resets instantly.

  • Family receives the Access Card

    A secure, scoped financial summary via WhatsApp and SMS — policies, PF UAN, will location, claim helplines. With a 12-hour cancellation window for you.

Smart Alerts · Access Card Preview

⚠ Mokssh Smart Alert

Rakesh Sakat hasn't been active for 7 days. His family financial summary has been sent to you.

Today, 9:14 AM

🛡 Insurance Policies (3)

LIC Term Plan · ₹50L · Nominee: Priya Sakat
HDFC Health · ₹10L · Claim: 1800-227-9999

🏦 PF Account

UAN: XXXXXX1234 · Employer: TechCorp Pvt Ltd
Claim via Form 20 · EPFO: 1800-118-005

📜 Digital Will

Registered Will · Sub-Registrar, Pune · Signed 12 Jan 2026

This access card is valid for 72 hours · One-time use only

Everything your family needs. All in one place.

Core

Insurance Vault

Import policies from DigiLocker, IRDAI, or manually. Track renewals, nominees, sum assured across all insurers.

Unique

Smart Alerts

Inactivity-triggered automatic family notification. The only product of its kind in India.

Core

Digital Will

Legally valid Aadhaar eSigned will in 10 minutes. Covers all assets, nominees, and personal wishes.

Core

AI Advisor

101 preloaded questions across insurance, will, PF, tax. Answers in 11 Indian languages.

Core

PF Connect

Link your EPFO UAN. View balance, track employer contributions, configure Form 20 delivery.

Core

Family Access

Add up to 5 family members with Full, View, or Emergency-only access levels. Revoke anytime.

Core

Invest & SIP

Track all mutual fund SIPs. View NAV, returns, deduction dates. Link via AMFI.

Core

Income Tax

Old vs New regime comparison. 80C, 80D, NPS deductions. Pre-filled ITR assistance.

Core

UPI Pay

Pay insurance premiums, SIP instalments, and taxes — all within Mokssh. Never miss a due date.

Unique

Defence Gold

Free for life for armed forces personnel. SPARSH verification. ECHS + AGIF integration.

Core

3rd Party Connect

Link employer HR, bank, and insurance portals. One dashboard for your entire financial picture.

Core

Legacy Score

Your family's readiness score out of 100. Add policies, create will, activate alerts — watch it climb.

🎖 Defence Gold

Free for life. For those who protect us.

Armed forces personnel and veterans get full Gold access at no cost, forever. SPARSH verification takes 60 seconds.

Learn about Defence Gold →

Start free. Upgrade when you're ready.

No hidden charges. Cancel anytime. All plans include the core vault.

Free forever

Free

₹0 /month

The essentials to get started.

  • Insurance Vault (up to 3 policies)
  • Legacy Score
  • 1 family member
  • AI Advisor (10 questions/month)
  • Basic will draft
Join Waitlist
Complete

Gold

₹299 /month

Everything in Silver, plus Smart Alerts — makes it all automatic.

  • Everything in Silver
  • Smart Alerts (Gold exclusive)
  • Up to 5 family members
  • Emergency Access Cards
  • 3rd Party Connect
  • Priority support
Join Waitlist

🎖 Armed forces personnel get Gold free for life. Learn about Defence Gold →

Join the waitlist. Protect your family first.

Mokssh launches in 2026. Join 2,400+ families already on the waitlist.

No spam. No credit card. You'll hear from us when we launch.